Exploring new models for the development of the real estate industry
Time:2023-05-06 09:19
The recent meeting of the Political Bureau of the CPC Central Committee pointed out when deploying the relevant work of the real estate market, it is necessary to adhere to the positioning that houses are for living, not for speculation, implement policies according to the city, support rigid and improved housing demand, do a good job in ensuring the delivery of buildings, protecting people's livelihood and ensuring stability, promote the stable and healthy development of the real estate market, and promote the establishment of a new model of real estate industry development. In megacities, we will actively and steadily promote the transformation of urban villages and the construction of "flat-emergency" public infrastructure. Planning and construction of affordable housing. The conference sent several signals that pointed the way for the future development of the real estate market.
First of all, insisting that the positioning that houses are for living, not for speculation has not changed, which is also the basis for the stabilization and recovery of the real estate market. A range of policy initiatives focus on rigid and improved housing demand. Give strong support to the purchase of the first home, reduce the down payment ratio, the first set of interest rates, etc.; Reasonable support will be given to those who purchase a second home, and policy support will be given to families with many children who trade in old for new, small for large, and have many children; In principle, the purchase of more than three houses is not supported, leaving no room for speculators to re-enter the market.
Second, there is still room for support policies related to the real estate market. Judging from the news from the market, the market wait-and-see sentiment has picked up recently. This means that all localities should continue to take active measures to promote the recovery of the market. The number of cities and regions that promote the stable and healthy development of the real estate market has increased due to urban policies and "one district, one policy". Beijing has proposed that the housing purchase policy for families with many children and families with work-life balance will be piloted in Fangshan District, and Shanghai will raise the housing provident fund loan limit for families with many children to buy their first home by 20%.
Third, ensuring the delivery of buildings, protecting people's livelihood and ensuring stability is still the key to boosting buyers' confidence in the property market. To ensure the handover of buildings is to protect people's livelihood and stability. Since the middle of last year, relevant departments and localities have actively promoted the guarantee of handover buildings, adopted a series of financial support measures, and achieved certain results. If the developer fails to deliver on time as agreed in the contract, the rights and interests of buyers will be seriously damaged, and may become the trigger for social instability and financial risks. Only by guaranteeing the delivery of the building, the legitimate rights and interests of buyers can be well protected, and it will also help the onlookers to restore their confidence in the real estate market and return the market to a virtuous circle.
The general trend of the future development of the real estate industry is basically clear, and the new development model must also follow the general trend. The old model of high leverage, high debt, and high turnover has accumulated shortcomings for a long time and is no longer viable. China has moved from the past large-scale demolition and construction to the stage of urban renewal that places equal emphasis on development and transformation; Under the combination of hire and purchase, housing leasing will play a more prominent role in solving housing problems; A good living life requires not only a better quality house, but also better supporting facilities and services. The exploration of new development models should find a breakthrough in the general trend of future development.
The development of housing leasing in the process of urban village renovation is conducive to both rental and purchase to solve the housing problems of urban residents, and it is worth promoting and learning. Actively and steadily promoting the transformation of urban villages in megacities is an important embodiment of urban renewal. The transformation of urban villages can better resettle urban village residents and improve the living environment of urban villages. In the practice of some cities, combining the transformation of urban villages with the development of housing leasing, including the allocation of small and medium-sized rental housing at the same time as the transformation of urban villages, the establishment of a large-scale rental and transformation mechanism for urban village housing, and the fact that the stock housing in urban villages can be converted into affordable rental housing when the requirements are met, etc., can improve the effective supply of rental housing and provide more space for new citizens and young people to solve housing problems.
Promoting the construction of "dual-use" public infrastructure in megacities will help better coordinate development and security. All localities will integrate the concept of "dual use" into the overall urban planning in accordance with the requirements, build and transform a number of "ordinary and emergency" homestays and hotels, upgrade a number of emergency medical service points, etc., which can effectively promote the transformation of the development mode of large cities, make up for the shortcomings of public health prevention and control treatment capacity-building, and accelerate the revitalization and development of surrounding rural areas.
All localities should focus on affordable rental housing and continue to promote the planning and construction of affordable housing. China has completed the top-level design of affordable housing, and will accelerate the improvement of the housing security system with public rental housing, affordable rental housing and co-ownership housing as the main body. Among the three main types of affordable housing, public rental housing is mainly aimed at low-income housing hardship groups, providing rent in kind or monetary subsidies. Affordable rental housing is mainly aimed at new citizens and young people. When the economic situation of new citizens and young people improves, but the financial resources and other conditions are still insufficient to purchase ordinary commercial housing, they can choose to purchase affordable housing such as co-ownership housing, and jointly hold the property rights with the government to reduce the pressure of buying a house.
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